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Life Capital

LifeCapital Global · Життєвий капітал · Життєвий Капітал · life_capital_global · FinGame UA · FinGameCA

Life Capital · Financial-literacy board simulation

Five hours at one table, about forty years of decisions you can see in numbers.

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About

Life Capital is a facilitated board simulation. Five to eight people sit at one table and play through about forty years of a life — earning, spending, investing, losing a job, having children — while a Trainer runs the session and a Banker keeps the accounts. Everything a player decides is written down in their own ledger, so at the end they can see what each decision cost. A full session takes five hours: a thirty-minute briefing, two hours of play, a break, one hour forty-five more, then thirty minutes of feedback.

The methodology was created in 2017 by a team of authors in Kharkiv, Ukraine. In 2020 it received the approval of Ukraine's Ministry of Education and Science for use in educational institutions of all levels, and became part of the National Financial Literacy Project led by the Deposit Guarantee Fund of Ukraine. More than 200 school financial-literacy clubs run on it, and the project says those clubs kept going through the war.

It reached Canada with Ukrainian newcomers. Carleton Place resident Olga Ialovenko left Ukraine with a well-worn box of the game among her few possessions, translated it into English, and began playing it with fellow émigrés; the first boxes shipped on 20 October 2025 and the first full Canadian game event was held in Kingston on 6 December 2025. The Ukrainian rights holder's tournament dossier names her as the chief organiser of the Canadian tournament, a certified senior Trainer and president of the Ukrainian Community of Lanark County — the volunteer non-profit that organises UAFest.

School tournaments feed national stages and national stages feed international ones. Vienna hosted the first international tournament in April 2024 with twelve national teams from twelve countries; Kyiv National Economic University held the Ukrainian national stage in March 2025; the first Canadian national tournament ran at Carleton University in Ottawa on 26 April 2025 with 62 teenagers from four provinces; Frankfurt followed in April 2025 with more than 160 players aged 13 to 17. The second Canadian national tournament was played in Ottawa on 14 March 2026, and the third international stage is set for Geneva on 28–31 October 2026.

Sessions run in English and Ukrainian. A school can book a 45–60 minute lesson, a club that runs through the school year or a school tournament; a company can book three to four hours for 6 to 18 people; newcomers have a two-hour starter track on a relocation budget, income and spending in a new country and the basics of tax. Trainers come out of the players: the Trainer School is a seven-hour starting training, five weekly online sessions, more than thirty webinars and twelve supervised sessions across four table roles. The site publishes no price and no age range — it says to write to info@lifecapital.ca and you get the current figure.

5 hours, 5–8 players at a table
Created in Kharkiv in 2017
200+ school clubs in Ukraine
Life Capital

What they do

Board-game learning sessions on financial literacy, strategy and decision-making (for kids, adults and corporate teams) plus a trainer-certification program.

What they do

The five-hour game-training

Five to eight players at one table with a Trainer and a Banker: thirty minutes of briefing, play in two halves, and thirty minutes of feedback at the end.

What they do

School lessons, clubs and tournaments

A 45–60 minute lesson, a club a teacher runs through the whole school year, or a school tournament — the same mechanics, different length and group size.

What they do

Corporate session

Three to four hours for 6 to 18 people, after a thirty-minute briefing, closing with a retrospective and five to seven process improvements the team writes itself.

What they do

Starter track for newcomers

Two hours for a group of 8 to 14 on the budget of a move and the first ninety days, income and spending in a new country, and the basics of tax. Educational routes, not legal advice.

What they do

Trainer School

Open only to people who have played: a seven-hour starting training, five weekly online sessions, more than thirty webinars, and twelve supervised sessions across four table roles.

What they do

The tournament circuit

A school tournament feeds a national one and a national one feeds an international one; the register lists Vienna, Kyiv, Ottawa, Frankfurt and Ottawa again, with Geneva set for 28–31 October 2026.

Open to
Open sessions for teenagers, adults and familiesSchools booking a lesson, a club year or a school tournamentCompanies and HR teams booking a three-to-four-hour sessionPlayers who want to train as TrainersPartners and sponsors of tournament stages
Life Capital

Photos

The Life Capital board laid out on a table with player ledger sheets, four card decks and play money around it
Teenagers competing in the 1st National Life Capital Tournament of Canada at Carleton University, Ottawa
The full cohort of the 2nd National Tournament of Canada on the tournament floor in Ottawa, 14 March 2026
The opening of the 1st International Life Capital Tournament in Vienna
Participants at the 2nd International Life Capital Tournament in Frankfurt am Main
The national Life Capital tournament at Kyiv National Economic University
Trainers holding accreditation diplomas at the award ceremony of the Ukrainian national stage in Kyiv
Life Capital

Where to find them

Life Capital's administrative address is in Carleton Place, Ontario — the same town as UAFest's Riverside Park — and the organisation answers in English and Ukrainian. Its Canadian tournaments have been held in Ottawa: Carleton University on 26 April 2025, and again on 14 March 2026, which local radio placed at Invest Ottawa on Bayview Station Road.

Its reach is wider than the Ottawa Valley. The first full Canadian game event was in Kingston on 6 December 2025; the second national tournament drew registrations from Ontario and Alberta; and the organiser's tournament dossier lists trainers and bankers based in Carleton Place, Ottawa, Gatineau, Regina and Calgary. Sessions travel — the materials go with the Trainer, and a room needs tables for groups of five to eight and a whiteboard.

UAFest participation

Their story and UAFest

17
2017

The methodology is created by a team of authors in Kharkiv, Ukraine.

20
2020

Approved by Ukraine's Ministry of Education and Science for educational institutions of all levels, and taken into the National Financial Literacy Project led by the Deposit Guarantee Fund of Ukraine.

24
2024

First international tournament in Vienna, 26–28 April: twelve national teams from twelve countries.

25
2025

Ukrainian national stage at Kyiv National Economic University on 21 March; first Canadian national tournament at Carleton University, Ottawa, on 26 April with 62 teenagers from four provinces; second international tournament in Frankfurt, 25–27 April, with more than 160 players aged 13 to 17.

25
2025

The English edition reaches Canada: the first boxes ship on 20 October, and the first full Canadian game event is held in Kingston on 6 December.

26
2026

Second Canadian national tournament, FinGame UA 2026, played in Ottawa on 14 March with teenagers registered from Ontario and Alberta.

26
2026

Third international stage announced for Geneva, Switzerland, 28–31 October.

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Experience & impact

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Life Capital

Questions & answers

What is Life Capital?

An educational methodology built around a board simulation. Five to eight people at a table play through about forty years of life, making financial and life decisions and watching the result in their own numbers. It was created in Kharkiv, Ukraine, in 2017, and in 2020 it received the approval of Ukraine's Ministry of Education and Science for use in educational institutions of all levels.

How long is a session, and who runs it?

Five hours: a thirty-minute briefing, two hours of play, a break, one hour forty-five more, then thirty minutes of feedback. A certified Trainer leads the table and a Banker — the Trainer's Assistant — keeps the accounts. Shorter formats exist: a 45–60 minute lesson, a two-hour school club, a three-to-four-hour school tournament or corporate session.

Do I need to know anything about economics first?

No. Everything a player needs is explained at the table before the first move, and the Trainer walks the group through the first year of play.

What does it cost, and what age is it for?

Neither figure is published on their site. Both rows are left blank there on purpose, with a note that an empty cell is better than a number you cannot check. Write to info@lifecapital.ca with the group you have in mind and they answer for that group.

Where can you play it near Ottawa?

The organisation's administrative address is in Carleton Place, Ontario, and its Events page lists open sessions and tournaments. The first Canadian national tournament was played at Carleton University in Ottawa on 26 April 2025, and the second in Ottawa on 14 March 2026 — local radio placed that day at Invest Ottawa on Bayview Station Road.

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